PRIVACY STATEMENT

At Hughes, Brennan and Wirtz, Inc., your privacy is our priority. Our relationship with you is our most important asset. We understand that you have entrusted us with your private financial information, and we do everything we can to maintain that trust. The following are details of our approach to privacy.

We collect personal information to open your account(s), to process your transactions and to help us provide a better level of service. We do not sell your personal information to anyone. We protect the security and confidentiality of the personal information we collect.

Hughes, Brennan and Wirtz, Inc. privacy policy applies to consumers who are current or former clients. Throughout the policy, we refer to information that personally identifies you or your accounts as “personal information”.

1. We do not sell your personal information to anyone.
   
   
2. We do not disclose personal information to third parties, unless one of the following limited exceptions applies.
   
   We may disclose personal information to companies that help us process or service your transactions or account(s), including companies that print and mail your account statement.
   
   We may disclose or report personal information in limited circumstances where we believe in good faith that disclosure is required by law (for example, to cooperate with regulators or law enforcement authorities, resolve consumer disputes, perform credit/authentication checks, or for institutional risk control)
   
   Outside of these exceptions, we will not share your personal information with third parties unless you have specifically asked us to do so.
   
   
3. We do collect personal information in the normal course of business to administer your accounts and serve you better.
   
   
4. We use your personal information to fulfill our regulatory obligations and to help us deliver the best possible service to you.
   
   
5. We protect the confidentiality and security of your personal information.
   
   We restrict access to personal information to select employees and agents who have a need for such information for business purposes only. All such employees are trained and required to safeguard such information.
   
   We maintain physical, electronic, and procedural safeguards to guard your personal information.
   
   
6. We continue to evaluate our efforts to protect personal information and make every effort to keep your personal information accurate and up to date.
   
   If you identify any inaccuracy in your personal information, or you need to make a change to that information, please contact us so that we may promptly update our records and better serve you.
   
   
7. We will provide notice of changes in our information-sharing practices.

If, at any time in the future, it is necessary to disclose any of your personal information in a way that is inconsistent with this policy, we will give you advance notice of the proposed change so that you will have the opportunity to opt out of such disclosure.

If you have any questions or concerns, please contact us by mail at Hughes, Brennan and Wirtz, Inc., PO Box 97, Emmetsburg, IA 50536.