Hughes, Brennan & Wirtz Insurance

Hughes, Brennan & Wirtz, Inc., a full line insurance agency, was founded in 1928 by J.G. Fogerty at Mallard, Iowa, to service the growing need for auto insurance in Palo Alto County. The agency was purchased in 1954 by Clifford Hughes, who moved the agency to Emmetsburg (the county seat) in 1962.

Growth & perpetuation resulted in Jim Wirtz joining the agency in 1965 as a life producer and subsequently becoming a full line licensed agent. In 1966, HBW merged with the Bill Brennan agency and further expanded its ability to service the area. In 1973 the Beryl Rupp Agency was purchased and a substantial book of PC business was merged into the HBW agency.

In 1978 Phillip Andreasen, a graduate of the University of Iowa, joined the agency bringing with him six years of a broad insurance background from the St. Paul and INA Insurance Companies.

In 1999 Scott Wirtz, a graduate of the University of Northern Iowa, joined the agency with five years of experience with Allied Insurance in Iowa and Minnesota. Scott became a fully licensed PC and life agent and subsequently added a Series 6 license.

Currently, the three principals are ages 63, 56, and 36, giving the agency a broad age mix as well as a diverse mix of experience, background and community and state involvement.

Some of the achievements of the principals of the agency are as follows:

  • Two Chamber of Commerce Presidents
  • Rotary Club President
  • Education Foundation President
  • Church board President
  • Two Country Club Presidents
  • Member of County Conservation Board
  • Former Iowa House of Representatives Member
  • Past President of Iowa Independent Insurance Agents
  • H.H. "Red" Nelson Agent of the Year Award
  • Committee members of the Independent Insurance Agents on the Technical Committee, Government Affairs
  • Committee and the Young Agents Committee
  • Presidents Club Member of United Security Life
  • Presidents Club Member of National Travelers Life
  • Independent Insurance Agents Young Agent of the Year

These are a few of the activities that help the agency remain the premiere agency in the area. The agency was founded and continues to bring to the table, good service to clients and the community as well as an active role in the insurance industry.


Amy Vlasman

Candie Clark

Donna Wirtz

Jim Wirtz

Phil Andreasen

Scott Wirtz

Hughes, Brennan, & Wirtz Insurance
3685 450th Avenue | Emmetsburg, IA 50536 | Phone: 712.852.2523 | Toll-Free: 877.520.5088 | Fax: 712.852.2936